Your pets are not immune to disease and illness and as their owner, you want the best care possible for them.


Veterinary care is costly and not all visits are planned for financially. Pet insurance can help a great deal with those unexpected costs.

Choosing the correct pet insurance plan for you is based on what you can afford and what you need them to cover. There are numerous plans to choose from and each agency has their own benefits.


What you do need to keep in mind is that like your own medical aid cover the more you want to be covered by them the higher the monthly cost will be, yet the monthly amount will be lower than the once off payment of that unexpected visit. Payment can start from as little as R65 p/m per pet and by adding additional pets to that cover, you might even get you a discount with some companies. There are, however, limitations to what they all cover and you do need to make sure you are aware of that beforehand.

What they mostly do cover is:

  • Operations

  • Accidental injury

  • Gastric torsion

  • Tumor removals

  • Hip replacements (not heredity)

  • Medically prescribed diets R100 p/m



What they do not cover is:

  • Routine check-ups

  • Pregnancy

  • Grooming

  • Congenital conditions

  • Conditions that manifest within the first 30 days of starting the policy

  • Preventable diseases

  • Pre-existing conditions

  • Food and treats



5 top pet insurance companies to consider are:

  1. Oneplan Pet Insurance

  2. Hollard Pet Insurance

  3. Rogz Pet Insurance

  4. Solver Pet Medical Aid

  5. Medipet Health Insurance